Homeowner Appraisal Services

Appraisal Associates is on all local and most National Lender Approved Appraiser lists, if we are not currently doing business with a particular client we are happy to provide samples and documentation to be approved quickly.

One of the most difficult tasks after deciding to sell your home is to put a value on it. This is when an objective appraisal is the greatest tool. Appraisers are impartial, unbiased parties that will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price, a professional appraisal is a very valuable negotiating tool. If you are working with a real estate agent to list your property, more than likely they’ll provide you with a Comparative Market Analysis (CMA) that lists selected listings and / or sales in your area to help to determine what to set as the “Listing Price".  But even if you're working with the most experienced real estate agent, it's probably in your best interest to have an "objective" third-party's opinion of value prior to signing a Listing Agreement.  We can provide you with a pre-listing appraisal so both you and your agent have an accurate description of your home's features, size and a detailed analysis of the most recent and similar "comparable sales" in the market

PMI stands for “Private Mortgage Insurance”, this insures lenders against loss on a home purchased with a downpayment of less than 20%. Once the 80% Loan to Value is achieved homeowners can benefit from having this insurance removed which can reduce the monthly mortgage payment.

A divorce can be a particularly traumatic experience for all involved  and is further complicated by the difficult decision of "Who gets the house?" In most divorce cases, an appraisal will be required to determine the current market value that will be used by the Court to divide the assets.

Sometimes you just want the peace of mind of a second opinion, we offer this in the form of Field and Desktop Reviews.

• Appraisal Field Reviews:  Field reviews involves visiting the property, as well as the comparables used within the report and doing an exterior observation, we review the report for any deficiencies in terms of reporting of facts or developing the final value opinion.
• Appraisal Desk Reviews: Desk reviews are review of the factual data within a report, We can verify all data through public records and the NCMLS system to ensure that no mistakes have been made.